1
Schools
2
Career
3
Scenario
4
Results
Step 1 of 4
Add your schools
Type any college name, nickname, or abbreviation. Tuition, room & board, admissions data, and grad rates load from federal records. Add up to 4 schools.
U.S. Dept. of Education College Scorecard · 100+ schools · searches nicknames & abbreviations
Search above to add your first school
Step 2 of 4
What's your career path?
Your choice sets the salary benchmark used in the debt-to-income calculation and shapes the earning power component of the value score.
Step 3 of 4
Model your scenario
Drag the sliders to stress-test conservative, realistic, and optimistic outcomes. Every number — including the value scores — updates instantly.
Your results
Value score + real cost breakdown
Ranked by Gradwise Value Score — personalized to your career path, loan scenario, and each school's actual outcomes data.
Under 10% DTI — comfortable
10–20% — manageable
Over 20% — high risk
Gradwise is an educational decision-support tool — not financial advice.
Cost data from the U.S. Dept. of Education College Scorecard (updated annually). Salary benchmarks from the BLS Occupational Outlook Handbook. Value Score is a Gradwise proprietary composite methodology. Loan calculations use standard amortization. Always verify figures with your school's financial aid office before making enrollment decisions.
Cost data from the U.S. Dept. of Education College Scorecard (updated annually). Salary benchmarks from the BLS Occupational Outlook Handbook. Value Score is a Gradwise proprietary composite methodology. Loan calculations use standard amortization. Always verify figures with your school's financial aid office before making enrollment decisions.